Personal Injury 101

What does an insurer take into consideration when reviewing a claim for injury? If you know the full answer to that question, then you're doing much better than most attorneys. However, we can tell you what should be included as a minimum in the settlement package.
First, the insurer wants to review all of your medical records associated with the injury. This should include the medical notes of every facility that treated you for your injury. The adjuster wants to read what the symptoms were, what the doctor/medical provider found in their examination, and what the medical provider did to treat you.
Second: the insurer wants to see bills for the treatment. The bills should be for each time that you went to treatment. It should be itemized and reflect the treatment you received. Do not want to send your health insurance companies explanation of benefits. These documents are not bills and do not accurately reflect the charges you incurred. Additionally, the adjuster is not entitled for a credit for what your health insurer paid.
Finally, if you lost wages, a wage and salary verification form completed by your employer should be included. This gives the adjuster a basis for your lost wages.
For more help in your personal injury claim, for any injury arising from an accident, motor vehicle collision, or motor cycle accident, call the Office of Charles M. Morris for a consultation: 770-943-3737. We represent people who are injured and we cover Cobb County, Powder Springs, Marietta, Austell, Mableton, Douglas County, Lithia Springs, Douglasville, Paulding County, Hiram and Dallas.